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Car repair insurance is a specific type of insurance that's also often referred to as mechanical breakdown insurance (MBI). It covers pre-determined systems in your car, along with coverage for the repair bill should any of these systems breakdown for a covered cause.
Today, we're going to take a look at this specialty insurance and discuss whether it's worth buying.
What Does MBI Cover?
Specific coverage and exclusions will vary based on the car repair insurance provider. We can, however, make some generalities on systems that are typically covered:
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A vehicle safety inspection is a specific type of inspection performed by the government that aims to make sure every vehicle on the road is safe. The entire reason they exist is to keep roads, passengers, drivers, and pedestrians as safe as possible at all times.
Do you need one? That depends on where you live. Some states require vehicle safety inspections, while others require emissions testing. Some require no inspection at all. You'll need to check your state's laws to determine whether you need one. Let's take a deeper look at these inspections to examine what they inspect and find out where you can get them done.
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For many consumer goods, the old adage that "you get what you pay for" holds true. When it comes to capitalism, however, prices can be inflated by factors having nothing to do with quality and practical value.
Consider, for example, that you could spend thousands of dollars on an authentic Louis Vuitton handbag or simply buy a lookalike knock-off for a fraction of the price. While the real deal is probably better quality, the price disparity isn't reflective of the difference in practical value. What you're really paying for is the label, along with the perceived prestige and exclusivity it implies.
Does the same basic principle apply when the rubber meets the road? While tires can vary dramatically in price, you might naturally wonder if you're paying for a name or if the price tag actually means that there is greater value in terms of safety, longevity, and other desirable features.
What exactly makes some tires better than others? Is it worth paying a little more?
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It wasn't that long ago that the most advanced technology in the console of a car consisted of the clock and a stereo. Today, cars are packed with technological features that are designed to assist drivers and passengers in a variety of ways. With any technology, though, there's a question of how much becomes too much. Is automotive technology getting in the way of driving and is it to blame for accidents?
Here are a few ways in which new technologies in cars can end up causing more harm than good.
Like many modern automotive technologies, hands-free driving features that let drivers make and answer phone calls via voice command are intended to make the total driving experience safer. They also attempt to help drivers comply with the hands-free driving laws that have been enacted in 22 states and territories. Unfortunately, hands-free calling doesn't necessarily put an end to distracted driving.
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Keeping up with car maintenance is one of the best ways to ensure your car delivers optimal performance and holds value for its eventual trade-in or resale. As a car owner, this typically means regular visits to the mechanic for service. in addition, you have to do your part by keeping the interior and exterior clean in the meantime.
Whether you head to the carwash or manage cleaning duties at home, you've probably discovered that adding wax after washing helps to protect against damage like scratches, water spots, environmental harm, and more, all while keeping your car looking shiny and new.
The question is: Can you wax your car too much? Here's what you need to know.